US 10,013,681 B1
System and method for mobile check depositGeneral
US 10,013,681 B1
System and method for mobile check deposit
Tech Center:
3600 Transportation, Construction, Electronic Commerce, Agriculture, National Security and License and Review
Examiner:
I Jung Liu
Art Unit:
3697 Business Methods — Finance/Banking/ Insurance
Agent:
Inventors:
Charles Lee Oakes; Randy Ray Morlen; Bharat Prasad; Troy Bartlette Huth
Priority:
10/31/06
Filed:
07/28/17
Granted:
07/03/18
Expiration:
10/31/26
Abstract
Machine-readable storage media having instructions stored therein that, when executed by a processor of a mobile device, configure the mobile device to capture a check image for deposit and read a MICR line of the received check image. The mobile device is configured to present electronic images of the check to the user after the electronic images are captured. The mobile device may be configured to confirm that the deposit can go forward after optical character recognition (OCR) is performed on the check, the optical character recognition (OCR) determining an amount of the check, comparing the OCR determined amount to an amount indicated by the user, and reading a MICR line of the check.