US 8,082,213 B2
Method and system for personalized online securityGeneral
US 8,082,213 B2
Method and system for personalized online security
Tech Center:
3600 Transportation, Construction, Electronic Commerce, Agriculture, National Security and License and Review
Examiner:
Chrystina Zelaskiewicz
Art Unit:
3621 Business Methods — Incentive Programs, Coupons; Operations Research; Electronic Shopping; Health Care; Point of Sale, Inventory, Accounting; Cost/Price, Reservations, Shipping and Transportation; Business Processing
Inventors:
Jarlath Lyons
Assignee:
Priority:
06/27/05
Filed:
06/27/06
Granted:
12/20/11
Expiration:
05/20/28
Abstract
Various embodiments of the present invention provide strong authentication of users on behalf of commercial entities and other parties to electronic transactions. In these embodiments of the present invention, a user interacts with an authentication service provider to establish policies for subsequent authentication of the user. Thus, in these embodiments of the present invention, a user controls the level and complexity of authentication processes carried out by the authentication service provider on behalf of both the user and commercial entities and other entities seeking to authenticate the user in the course of conducting electronic transactions, electronic dialogues, and other interactions for which user authentication is needed. The policies specified by a user may include specification of variable-factor authentication, in which the user, during the course of an authentication, provides both secret information as well as evidence of control of a tangible object.
Cooperative Patent Classification (CPC)
G06G06Q20/3674G06F21/33G06QH04L63/205H04L