US 8,577,813 B2
Universal secure registryGeneral
US 8,577,813 B2
Universal secure registry
Tech Center:
3600 Transportation, Construction, Electronic Commerce, Agriculture, National Security and License and Review
Examiner:
Calvin Cheung
Art Unit:
3666 Computerized Vehicle Controls and Navigation, Radio Wave, Optical and Acoustic Wave Communication, Robotics, and Nuclear Systems
Agent:
Inventors:
Kenneth P. Weiss
Assignee:
Priority:
02/21/06
Filed:
09/20/11
Granted:
11/05/13
Expiration:
02/21/26
Abstract
A device is configured to allow a user to select any of a plurality of accounts to employ in a financial transaction. The user device includes a biometric sensor configured to receive a biometric input, a user interface configured to receive a user input including secret information known to the user and identifying information concerning an account selected by the user from the plurality of accounts. The user device includes a communication link configured to communicate with a secure registry, and a processor coupled to the biometric sensor to receive information concerning the biometric input, the user interface, and the communication link. The processor is configured to generate a non-predictable value and encrypted authentication information from the non-predictable value, the identifying information, and at least one of the information concerning the biometric input and the secret information, and communicate the authentication information via the communication link to the secure registry.
Cooperative Patent Classification (CPC)
G16G16H10/60G16HH04L2209/805H04LG06Q20/40145G06F2221/2115G06QG07C9/257G07C