US RE044,274 E1
Ubiquitous imaging device based check image captureGeneral
US RE044,274 E1
Ubiquitous imaging device based check image capture
Tech Center:
3700 Mechanical Engineering, Manufacturing and Medical Devices/Processes
Examiner:
Dana Ross
Art Unit:
3725 Manufacturing Devices and Processes, Machine Tools and Hand Tools
Agent:
Inventors:
Robert P. Popadic; John R. Popadic; Thomas E. Gazda; Stuart J. Lipoff
Assignee:
Priority:
10/17/05
Filed:
03/14/12
Granted:
06/11/13
Expiration:
07/03/23
Abstract
A method or corresponding apparatus for remote transmission of a negotiable instrument. In an example embodiment, the process provides a carrier that secures a negotiable instrument. Next, the process creates a unique identifier, associated with the carrier, and generates an electronic image of the negotiable instrument. After generating the electronic image, the process transmits the electronic image of the negotiable instrument and the unique identifier to a remote location. The negotiable instrument may be transmitted via a fax, a scanner, a device designed to transmit electronic data, other image device compatible with ITU-T recommendations T.30 or T.4, or combination thereof. The process may also verify the negotiable instrument has a valid endorsement, verify image quality of the electronic image to ensure compliance with financial industry standards, or validate any received security information.